8 Things You Must Add To Your Money Manifesto

Writing a money manifesto if you are earning money is a bold thing to do. It may help you figure out what you are willing to spend your hard earned money on and it will help you be focused and not go off the rails. 2 important things you should include in the manifesto are; what you intend to do with the money earned and what type of world you wish to create for yourself (and your family).

With these 2 things covered; you can put anything you want in the manifesto and it can be as long (or short) as you want. To get you started here are a few more things that you might want to add to your manifesto or adapt according to your situation;

1. I accept responsibility for my own financial well-being as a…………(here fill out what you do to earn money)

You can also include your work title, whether you are a just starting out money earner, whether you are a person that has been a dependant for X number years or someone earning money for a while and is about to retire or start your own business.

2. My money has a destination, a purpose and a direction.

The destination can be a dream house, the purpose can be to retire early and the direction maybe to set you up for a self-employed life, but have a goal.

3. I want to achieve the right things with my money; tangible and intangible.

You will not be criticised for attending an event or buying a suit; but figure out quickly what you aim to achieve each time you spend your money and start making a spending plan and not be spending haphazardly.

4. I will constantly strive to be financially independent and take steps to be debt free.

Money making does require some risk and some borrowing once in a while but do pay back. All the excuses for not paying back have been said and heard, yours should not join the redundant many.

5. I will be a role model of earning and professional success to others.

Remember all the things that are hated and talked about endlessly on numerous forums  (incompetence, neglect, absenteeism, corruption, unfair dealings, money wasting etc.). Do not get contaminated!

6. I will not be defined by my possessions.

Subconsciously or consciously you will want that your newest purchases impress other people (new car, new phone, new jacket or shoes) but do not associate being who you are with things because this will mean you are letting these things define who you are. You are you and not a luxury car or an 8 bedroom mansion.

And most people are less impressed by your bling than you think.

7. I will give to others.

Helping others is hugely empowering and, in turn, can make you feel happier and more fulfilled. Researchers have spent time making a link between giving and an increased activity in the area of the brain that registers pleasure.

Whether you’re on the giving or receiving end of a gift, that gift can elicit feelings of gratitude— proving that it really is far better to give than to receive!

8. I am capable of earning more.

You should open yourself up to the “impossible” and make the impossible into the possible. Set a money goal and believe you can get there. Act upon your goals and turn the ideas you have to make money into reality.

If you succeed (or fail) you will have gained knowledge and experience in a new area. This will change your perspective of life because you are capable of so much more!

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Kwachalelo, be successful, be well.

About Balekile Gausi

A prolific writer covering work, money and lifestyle that passed through university coming away with a very good grasp of public administration, money and banking, international relations. She was a civil servant that quickly opted for self-employment. And as a trained and published writer she has been freelance feature writing for several decades but has also published fiction in Drum and The BBC Focus on Africa Magazine. Now settled and living in Lusaka after many years of living in several cities in Africa and Europe; Balekile is also an avid bird watcher, is married with 3 adult children and has an extraordinary fondness for chikanda ( the Zambian delicatessen that vegans and non-vegans world-wide are putting on their bucket list!)

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