You earn money to live. You do not live to earn money. However, the cost of living is going up and ignoring it will not make it go away. Plain and simple. So, some simple ways you can be smart with your money are Keep Track You can only be smart with your money if …
More and more now, people are forming groups in order to save money. The groups are governed by a strict set of rules, either written or unwritten, depending on the group’s literacy. Here are 16 reason why we found joining a savings group to be a good thing 1. In the group saving is promoted …
To achieve financial success it’s crucial to build habits that help you make better financial choices. This perennial money advice will help: 1. Give your money a purpose Money is a wily thing and you cannot leave it to chance; plan before it comes so that when it comes you know where it will go. …
Every small move you make with your money will matter. Here are 21 1. Audit your cell phone costs. Look out for those small daily deductions and unsubscribe from any unneeded services. 2. Buy second hand clothes. Do not forget you used to buy good second hand clothes; there is no reason for you to …
Being part of the work force and a young money maker does present some unique challenges and opportunities but the 3 things you should already be doing or should be planning to do are You should be living alone You must be many months away from your first ever salary or payment (remember-the one you …
3 Key Things a Young Worker and Money Earner Should Already Be Doing Read More »
Daily spending can add up over time if you’re not careful but there are ways to save on most things if you’re willing to put in the effort. Here are the 5 things that can help you save everyday by cutting them out or reducing on them: Television Time The television in most homes comes …
Reducing on These 5 Things Can Help You Save Daily Read More »
Being broke is always stressful and it is does very little to help you achieve your financial goals especially if you continue with the same pattern of behavior. To seriously work on your financial goals Stop buying Coffee, tea or Cocoa It may be the cool and quick thing to do but a hot beverage …
Stop These Things When You’re Working on Your Finances Read More »
Having a saving habit is the best way to help yourself financially so that you can deal with life’s moments; the good, the bad and the ugly. 4 things about saving that may surprise you are Yes You Can Treat Yourself Money saving does not mean you cannot plan some rewards into your saving program. …
4 Things about Saving Money That May Surprise You Read More »
Many people know how to stand out academically, professionally, and personally but very few know how to do so financially. To set yourself apart from the crowd with your finances here are some things you can do to stand out Pay your bills on time Paying your utility, rent, school, tax, or insurance bills on …
Set Yourself Apart From the Crowd with Your Finances by Doing These 3 Read More »
Having an emergency fund is very important and means that you can ward off and survive a possible financial disaster but, the moment you choose to use your emergency fund is very important. The 3 criteria that can help you decide when to dip into your emergency fund are that 1. Something Unexpected Has Happened …
